At my wit’s end with debt collection agency, how do I best negotiate a PFD when agency won’t give any guarantees other than their word.
At my wit's end with debt collection agency, how do I best negotiate a PFD when agency won't give any guarantees other than their word. Collection agency is Hunter Warfield if that matters I've emailed them a settlement offer with no response. I'm considering sending a certified letter, but imagine it would be easy for them to ignore it/not reply. I've spoken to a few agents and said I'm willing to settle the debt for $X (even the full amount, but I didn't say this) if they agre...