Help! Am I doomed for retirement?
Help! Am I doomed for retirement? I am 40 y/o and only have $12k in savings. I receive a monthly disability pension from the VA and I am a therapist. I have nearly $25k in unsecured debt. I feel on some hard times last year, mentally and physically. I am hoping to get my clinical license and work for a mental health tech startup and can potentially earn up to $16k a month with a...