My dad paid my tuition on his credit cards without telling me and has been struggling ever since

My dad paid my tuition on his credit cards without telling me and has been struggling ever since I've been trying everything to figure out how to fix this, if I had known I would have taken a break or taken up student loans, i would even take out student loans retroactively and pay his cards off with that but I don't know if that's legal or even possible. He pays more than his minimums for each card too, and never misses a payment but when...

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