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New job – no 401k for 1st Year – open ROTH IRA or pay off student loans?
New job - no 401k for 1st Year - open ROTH IRA or pay off student loans? I've just started a new job in which I won't have access to contribute to the 401k plan for the first year. That said, I'm currently debating on what to do with that money that I otherwise would have put towards 401k. Please note - the only debt I have to my name are my student loans, which total roughly $23k at 3.4% interest. That said, should ...
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