Wife is coming into a windfall. What to do?

Wife is coming into a windfall. What to do? My wife will be receiving an inheritance in the amount of 100k USD. We’re both employed making 150k annually. We owe 158k on the house (4.25% interest rate). We have 7k in credit card debt (0 percent interest rate until next year). And we owe 11k(4%interest rate) on one car and 29k (5.5%interest rate) on the other. She has around 80k in her 401k...

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