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How to build my credit as a 21 year old and what is the best way to buy a car?
How to build my credit as a 21 year old and what is the best way to buy a car? Hey! So the ultimate end goal here is to purchase a car within the next 6 months and purchase a house within the next 5ish years. My current credit score is around 630. I have a capital one credit card with a $600 limit, I’ve had this card since I was 18. This card consistently has around $200-300 used on it, but I do pay 2-3x the minimum paymen...
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