30 year term life good idea for me?
30 year term life good idea for me? I’m 28 have a 1 year old and a wife that is stay at home mom for now. We want to keep it that way but she might work later down the road. We have no house and only about 7k in Roth IRA now. We plan on putting as much as we can in IRA going forward. I hear people say anything beyond 20 years term is waste of money but I feel like by 20 years our ...