I can’t afford my car payments anymore.
I can’t afford my car payments anymore. Currently making payments of $256 a mont on my car which isn’t bad, my insurance is $190 a month. It takes up a good percentage of my income just on keeping my car. I hardly use it. Any advice on what to do to get out of it would be helpful. I still owe about $12,886 on it…. I don’t want to ruin my credit, people have said to sell for the remain...