Loan advice 800 credit score to 650

Loan advice 800 credit score to 650 So I had double jaw surgery a few months ago and was forced to pay my surgeon fee upfront which my insurance is now saying they won't reimburse. Long story short I had to max a care credit card and it tanked my credit to 700. Auto pay kept failing on synchronys end and tanked it another 100. I ended up getting the derogatory mark removed from it...

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