Worth refinancing auto loan to save 1%?
Worth refinancing auto loan to save 1%? Original loan opened six months ago for $27,600 - 7.79% for 72 months. Currently paid down to $20,000 Capital One offered me 6.7% for 48 months, monthly payment is nearly the same. Knowing that the interest is front loaded and having aggressively paid down the balance, I feel like I should go ahead and take the credit hit and do this to save a c...