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Why do people always advocate taking Social Security as late as possible?
Why do people always advocate taking Social Security as late as possible? I understand that starting SS at 62 comes with a penalty and that taking at full retirement age of 66.5 years old increases every year up to 70 years old, but does this advice take into account life expectancy? Break even age of starting SS at 62 instead of 66.5 is 82 years old. Most people in my family live to their late 70's, and very rarely p...
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