Wait it out, save, and buy with cash?
Wait it out, save, and buy with cash? Fiance and I would both like to buy a place of our own, but our current rent of $1900/mo (which is up only $300 since 2017) allows us to save about $100k/year. Factoring in current interest rates, a 20% down payment, HOA fees, insurance, and taxes, we'd be looking at $3200-$3700 a month just to have a roof over our heads. With banks paying 4-5% ...