CC debt of $40,000. What are my options outside of bankruptcy?

CC debt of $40,000. What are my options outside of bankruptcy? Hello to the people of reddit. Did not think it would ever come to this, always thought of myself as a fiscally responsible person but here I am asking for advice because I desperately need it. I run an HVAC company I started during covid installing water heaters and other appliances for a living. During that time, we bought a house we thought w...

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