What to do with excess cash at 21

What to do with excess cash at 21 I am a single 21 year old currently staying with family and splitting the rent (lease is in my name) Have a car loan ~$9000 balance at 5.75%. That's the only debt I currently have. Monthly bills I pay around $650 rent with utilities
All State-217 CCU Car Loan-255 Xfinity-10 Visible-15

I have $27,000 in my HYSA at 4.3% interest. $10,100 in a ...

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