What should I be thinking about? (Retirement advice for a 28-year-old)

What should I be thinking about? (Retirement advice for a 28-year-old) I'm a 28-year-old making ~$113,000/yr. I live in a state that does not have an income tax. Starting in May 2024, I will be contributing 5% and my employer 10% to a tax-deferred 403b. (I have no choice in it being a Roth or not.) I also have a Roth IRA that I intend to try to max out. These accounts are in TIAA. I also have a Schwab personal in...

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