I have about 20K in debt. All no interest. Want to apply for a new credit card. Should I pay off debt before applying or not?

I have about 20K in debt. All no interest. Want to apply for a new credit card. Should I pay off debt before applying or not? I have a few debts across a few cards totaling to about 20K (about 30% utilization). It’s all no interest debt and I have the money to pay it all off but I feel the money would be better put in the s&p or high yield savings. I feel that’s the obvious choice but the thing is I want to apply to for a few credit cards (Altitude Reserve, BILT). Sho...

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