I recently graduated college and have missed college loan payments due to family dynamics

I recently graduated college and have missed college loan payments due to family dynamics So I recently graduated college in the summer of 2023. I had ~$12,000 in student loans. This is where it gets complicated. In my parents’ divorce agreement my father was required to pay for 100% of my college (including room and board). However, my dad wouldn’t pay for some of the college expenses while I was in school, so I had to take out loan...

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