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Insurance+gap coverage paying off a car loan’s effect on credit score?
Insurance+gap coverage paying off a car loan's effect on credit score? I understand finishing payments on a car loan generally decreases your credit score. Is it the same when insurance+gap coverage pays off a totaled car 6 months into a 72 month loan? Will it then be difficult to get approved for a new loan right away? My credit score fluctuates seemingly randomly between 650 and 680 ever since I got the car loan...
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