Help me settle this: 401k vs Traditional IRA vs Roth IRA for someone just starting out with retirement planning

Help me settle this: 401k vs Traditional IRA vs Roth IRA for someone just starting out with retirement planning I'm currently navigating retirement account options and have been told I should open a ROTH IRA for the following reasons:
No penalty for early withdrawals of contributions Tax advantages No RMD's More investment options
I'm in my early 20 (self-employed), I have a small amount saved up (sub $50k) and a similarly sized Stock/ETF portfolio. As...

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