Is a personal loan a good tool for consolidating debt or am I just digging myself into a deeper hole?

Is a personal loan a good tool for consolidating debt or am I just digging myself into a deeper hole? Difficult life circumstances have led me to accumulate approximately 11k in credit card debtz This credit card wil start accruing interest this November. I have been making $300/month payments, but I’m worried that now that interest will start to kick in, the balance will remain basically the same and I will never pay this card back. On top of t...

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