Credit score wrecked and I don’t even know who I owe money to

Credit score wrecked and I don’t even know who I owe money to I’ll try to keep it as short as I can. I got out of the Army in 2021 with a high 700s credit score (USAA told me 800, but usually what USAA tells me is 10-15 higher than Experian so I always just assume the lower is accurate). I had just paid off my car and had no other debt, and haven’t taken on any more debt since. A few months after I got out...

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