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Money is tight. Switching to HDHP worth it?
Money is tight. Switching to HDHP worth it? Currently i pay roughly 300/mo for health insurance through my work for a super low deductible plan for just myself. My deductible is 800, max out of pocket is 3500, and coinsurance of 20%. We have a much cheaper HDHP available which would cost me about 90/month. The deductible is 5k and max out of pocket is 6k with a 10% coinsurance. This mont...
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