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Should we just pay off our mortgage to avoid our adjustable rate going up?
Should we just pay off our mortgage to avoid our adjustable rate going up? Looking for advice - me and my expecting wife (37) have 175k in savings, we each make around 90k a year, construction worker and a teacher. Both vehicles paid off and no debt. We owe 88k our house, a modest 1000 sqft ranch. We haven’t upgraded because the mortgage was only $780, then bc the market being so high, and now interest rates being high...
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