building credit at 19 yrs old 🙀
building credit at 19 yrs old 🙀 as the title says, i would like to build my credit. i have a credit card that’s about a year old. the only thing i understand about it is, paying it off on time or before on time slightly builds or keeps your credit from falling. butttt when i filed for one i was 18 yrs old working 50 hrs a week at subway and didn’t really have a reason to use i...