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How does one even save money?
How does one even save money? I'm fresh out of college and working in my industry with an annual income of around $40,000. Despite this, I'm struggling to save even 10% of my monthly earnings. Approximately 65% of my income goes into necessities and unavoidable overheads, while the remaining 20% gets spent on occasional luxuries like dinners with family and friends (which ha...
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