Rejected for a car loan. What do I do here?

Rejected for a car loan. What do I do here? I’m trying to buy a ~$17,000 car (2020 Kia Sportage) putting $7000 down. It’s a bit of an interesting situation because it’s my dad’s car that I’d be buying off him, and I’ve been driving the car and already been paying him for his own loan on that car and insurance for months. So essentially it’s my car, just not on paper, and obviously that me...

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