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Is there a different between a home equity loan and a HELOC if I were to take the same amount of money out and pay the same amount each month on them?
Is there a different between a home equity loan and a HELOC if I were to take the same amount of money out and pay the same amount each month on them? We've recently discovered a leak in our bathrooms that has damaged the subfloors. Contractors who looked at it said basically we have to gut a big chunk of both bathrooms to repair it, estimates $16K-$28K, but we only have ~$20K in savings and $9K of that is earmarked for an ongoing DIY floor replacement in other rooms. So I've been looking int...
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