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I’m a new physician and was sold a VUL. Having regrets but high surrender fee. When is a VUL not terrible?
I'm a new physician and was sold a VUL. Having regrets but high surrender fee. When is a VUL not terrible? I make a reliable $350k per year from my salary and can pick up an extra $50-60k with side work. I'm 38 years old and am venturing into how best to handle my money. Two kids and a spouse. I have a term life policy ($2 million), disability insurance that covers against my own occupation, and I now have a variable life insurance policy (VUL). My c...
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