LPT: when tackling debt, think of each debt as a quest boss with HP equal to the debt.
LPT: when tackling debt, think of each debt as a quest boss with HP equal to the debt. My wife uses this reframing strategy to tackle her debts. To enter college, she had to accept a quest to defeat the great dragon, HP 15,000. If you take too long he starts regenerating 500hp per turn. She slayed the beast in only a year. We've recently accepted a new quest in order to repair our steed. She is a better fighter than I am so I act ...