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Should I pay off my credit card before APR increase?
Should I pay off my credit card before APR increase? I got a credit card almost a year ago and have about $4800. For the first 12 months it is 0% Apr then after 12 months it jumps to 18.5% I could get a personal loan through SoFi to pay it off with 13% Apr for 3 years.
submitted by /u/Chromaticism0
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