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Lump sum excess cash
Lump sum excess cash My wife and I have a 300k cash reserve and are deciding between investing in market and paying mortgage. Mortgage is 680k at 5.75%. I was hesitant to pay down mortgage when cash was paying 5% as I prefer to stay liquid, but as rates come down I know I need to decrease cash reserve. We max 401k and back door roths, so the only real option is in...
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