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I have 12k in savings, and I have 12k in credit card debt….Should I just pay it off or keep an emergency fund?
I have 12k in savings, and I have 12k in credit card debt....Should I just pay it off or keep an emergency fund? So overall I have a Paypal card with a 29% interest rate totaling $1699, a Capital One card with 28% with $2486 on it, and my bank credit card with $7462 on it at 17%. For a total of $11,647 of debt. The past probably year I've reduced my debt by around 15% in total. My savings account currently has 12k in it...This is all I have, I made $96,00...
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