If someone comes into some money and wants to put it towards their retirement, is it the best option to increase 401k contribution and live off the money instead?

If someone comes into some money and wants to put it towards their retirement, is it the best option to increase 401k contribution and live off the money instead? This isn't my situation, but something I was thinking about. Let's say someone is maxing out an HSA and a Roth IRA, and is contributing up to the company match on a 401k. They come into $10k and want to invest it long term for retirement. Is the best option just to max out their 401k from their paychecks and just live off the $10k while their pa...

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