How much will having a kid late in life mess with retirement?

How much will having a kid late in life mess with retirement? So my husband really wants a child. I'm OK with having kids but I'm worried it will ruin our chances of retiring and being able to do what we want. I am 36 and my husband is 43. I really think we will have a problem because both of us started our careers late in life. My husband didn't make much money until he turned 38 but for the last 5 years ...

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