Best way to save for my baby?

Best way to save for my baby? My baby is 10 months old and my fiancé and I want to set money aside monthly to be given to her at some point in her 20s. I’m wondering how best to go about this? We’re in the UK if it changes anything. I’m looking at the following: • a high-interest fixed-term ISA (4 years to start) • a low risk savings and investment ISA • a relatively lower ...

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