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Can someone explain the importance of bond funds to me in a retirement plan? I don’t understand.
Can someone explain the importance of bond funds to me in a retirement plan? I don’t understand. My retirement put some of my funds into a bond fund MPHQX. I looked at the market summary graph and I don’t get it. There’s no appreciation like a normal stock. It’s just flat for 10 years. 11.34 in 2001 held steady all the way to 11.96 in 2022 (now 9.71 today). How does that make money? Is it meant to be bought and sold over time and held for ...
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