Advice? I am clueless

Advice? I am clueless I’m 24 and have worked hard to save $10,000 that I could live without now, and I’m not sure what to do with it. I’ve haven’t even got a credit card so I know that’s something I should get as I look into being smart about my money. All I know how to do is save, the whole thing just makes me anxious as hell and it’s way past time I figure it out. ...

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