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Been following this community for a while hoping I would gain personal finance skills solely by osmosis and not actual effort. That hasn’t worked, here is my debt breakdown.
Been following this community for a while hoping I would gain personal finance skills solely by osmosis and not actual effort. That hasn't worked, here is my debt breakdown. Debt $9k credit card debt (20-25% APR). 3k doesn't collect interest until April. $16k personal loan debt from trying to consolidate credit card debt between my personal cards and cards I used for my small business. 30% interest rate. Right now I'm paying $450 a month on this. $19k in federal student loans $10k in Sallie Mae student loans 14% i...
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