Mortgage question when having cash versus investing

Mortgage question when having cash versus investing Learker here, first time posting. My wife and I have enough cash on hand to pay our current mortgage off, 3.0% 30 year fixed, ~198k left. We can currently afford the payment. I am debating paying it off this upcoming year or letting the cash earn interest and "covering" the p/i portions. I am unsure about managing the county taxes and insurance ...

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