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Student loan payoff vs Roth IRA contribution
Student loan payoff vs Roth IRA contribution I keep going back and forth over what to do here and could use some advice. I have $4,200 in student loans at a 3.15% rate. I got a bonus and am trying to decide if I should pay off this balance, or open a Roth IRA and contribute the $7k max for 2024. I am 31 years old and don't have a Roth IRA yet. I do have a Roth 401k and currently contribute...
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