Do you use your HSA/FSA for all your medical expenses, or do you try to save it?

Do you use your HSA/FSA for all your medical expenses, or do you try to save it? I’ve been using my HSA for virtually all my medical expenses, even when they’re small bills like less than $100. I could comfortably pay them without having to use my HSA. Should I start paying cash for these so I have more money in my HSA for future medical expenses that could be more of a financial burden? Also, I thought I could always save ...

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