I have a mutual fund my aunt set up for me when I was very young. I have debt and don’t own a house, what if anything should I do with it?

I have a mutual fund my aunt set up for me when I was very young. I have debt and don't own a house, what if anything should I do with it? My aunt and some other family members contributed to a mutual fund through fidelity for me when I was very young. I don't know how much they put into it initially but I'm now 29 amd there's about 20k in it right now. I don't contribute or take money out of it at the moment. My wife contributes to a 401k, I contribute to a 457b (im a part time ff...

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