I had a 4k unforeseen expense come up. Is a personal loan a really bad idea?

I had a 4k unforeseen expense come up. Is a personal loan a really bad idea? Hi everyone! I’m a long time lurker, first time poster. I (23F) had a shocking 4k bill come through to me today that I simply do not have the upfront cash to pay out. I’ve tried to keep ALL of my debt at a minimum and only have student loan debt at the moment. Everything I’ve heard about personal loans is that they’re bad and you should never...

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