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Confusion around Backdoor ROTH and Pro-Rata Rule
Confusion around Backdoor ROTH and Pro-Rata Rule So I recently got a new job which I will be starting in early 2025, this job will put my wife and I over the income threshold for contributing to our ROTH IRA accounts that we have been contributing to for some time. I am aware of the Backdoor ROTH Strategy, but I have some questions / confusion around the pro-rata rule and how to avoid paying t...
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