Input Requested Please.

Input Requested Please. I have $30k sitting in my credit union savings account. With an APY of 0.10%. Since that’s doing nothing beneficial for me and I’m finally in a position to “diversify”, I was thinking:
$5k into a Schwab Brokerage, VOO, with dividends reinvested. $7k lump sum for my 2024 contribution into a Schwab Roth IRA, unsure of where to invest. $3k into ...

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