Confused about chase “Interest Saving Balance”

Confused about chase “Interest Saving Balance” Can someone explain like I’m 5? I opted in for Chase Pay Over Time for $1,735. I currently have a balance of $3,800 which I wanted to pay off today. When I went to pay $3800, I got this message: “You’re about to pay off your loan or plan early. Choose “interest saving balance” if you want to avoid interest on new purchases and pay your stateme...

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