Why do we say that US-based HDHP plans are only good if you have low medical expenses?
Why do we say that US-based HDHP plans are only good if you have low medical expenses? Ita doesn't seem to be true. It seems to be more accurate that a HDHP is cheaper in nearly all situations. A really small example below, using Federal employee rates for a family plan. ||GEHA Standard|GEHA High|GEHA HDHP| --:|:--|:--|:--| |Premium|5571.8|9784.32|5239.52| |Deductible|700|700|3300| |***subtotal***|6271.8|10484.32|8539.52| |HSA pas...