18k -> 10k in debt. Looking Forward

18k -> 10k in debt. Looking Forward Without going into too much detail, I had a very rough year in 2023 and accrued 18k in CC debt. Nothing noble or necessary like medical bills, just my own stupidity. Probably around Spring of this year I woke the fuck up and started getting a handle on my finances. Traded my car for a much more affordable one, cut my rent by getting a roommate, ...

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