Why has my credit score lowered and now has been flat for 3 months? No longer have a mortgage, but do have a car payment. Is it due to paying off my credit card every month?
Why has my credit score lowered and now has been flat for 3 months? No longer have a mortgage, but do have a car payment. Is it due to paying off my credit card every month? December of last year I had a $250k mortgage and a credit score of 771. I’ve since sold that condo, bought a house with cash, bought a car I carefully make on time or early payments for and have been saving money and paying off my credit card every month. Now my credit score is 743. Two years ago when I was carrying a large balance on my credit ...