Whole Life for my kid? Too good to be true? What should I be asking?

Whole Life for my kid? Too good to be true? What should I be asking? Edit: we already have a 529 plan I’ve opened for her, grandpa seems to want to do something on his own. Financial advisor is trying to sell grandpa a whole life policy for my kid. It does sound too good to be true. What am I missing? (I don’t know the monthly premium he’d pay just that he is fine with it) Main selling points- About $73,000 in c...

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